Tuesday, April 29, 2008

Financial Restructuring?

Well, sort of. 1st issue is to refinance my current flat, Havanna, Seri Maya (SM). Bought in 2004 for 270k and now valued at 380k. I am very impressed by the appreciation value of the property. Rental rates and demand are also superb for this flat of mine. Hence i bought another flat in Dutamas area called Changkat View (CV) Condo so that i can rent out the SM flat.

After requesting a few banks and asking them to counter offer each other... i finally settled with Hong Leong's offer. Its BLR - 1.9 for the entire tenure, daily rest, Zero Fees, MRTA optional, flexi loan. Citibank's and RHB's offers are not as enticing.

Now that the SM refinancing deal signed i am again on the hunt for the best deal for my newly acquired CV flat. This CV flat is due to complete middle 2009, so i still have some more time to enjoy SM. Asked 3 bank to offer their best rates :

1. Citibank has approve my second loan for the CV this morning, their rates are ;
1st year 3.99%, 2nd year 4.99% and 3rd till finish BFR-1.6 = 6.8-1.6 = 5.2 (for now at least)
this is a Zero Fees package.

2. Hong Leong (still waiting approval), their rates are ;
1st till finish BLR-1.9 = 6.75-1.9 = 4.85
same Zero Fees package

3. Alliance Bank (still waiting), rates are ;
1st year 0%, 2nd till finish BLR-1.8 = 6.75-1.8 = 4.95
have to pay for legal fees around 5k.
has a save-link account feature very cool, very flexible and can potentially save a lot.

I did all the interest charged calculation/projection for 5,10,20,30 years... and Alliance is the best deal, then Hong Leong lastly its Citibank. So hopefully Alliance will give me their green light soon. Why don't i choose a fixed rate loan? That needs an entire different entry on it own.

Monday, April 28, 2008

Williams and again...?

It was last Friday night. One of my good fren and me went to this place called Williams. Somewhere in PJ near Kelana Jaya area. Yes, i got the urge to try it out after drooling over the pics on shah's blog.

Its 9pm. Reach the place and thought they were closed for the day. Called Bro Bear and he told me that they are never close. After walking further down the street i saw a 'warong' filled with diners. Could this be it?

Then i realised the infamous gigantic mug of ribena lychee and that jar of ice blended mango... Ohh.. yeah... jackpot! It was 9pm, peak time at a weekend night. Waited 5 mins got a table sit and we ordered;

1. Ribena Lychee
2. Mango Blended with Lychee and Watermelon
3. Olive Garlic seafood pasta (biasa or normal)
4. Meatball Carbonara

Note this is peak time. We got our drinks within 5 mins!


Mango Ice Blended with fruits (Large) RM7



Ribena Lychee RM5

The drinks esp the Mango Blended is superb. The Ribena Lychee has a funky purple colour to it. It looks artificial and too strongly coloured but tasted great! But my fav must be the Mango Blended. Not only it a drink, it is also a desert with the large pieces of watermelon and lychee for one to munch away after the dinner. Oh yeah, provided u have extra space in your tummy after the meal. This is quite a challenge.


Meatball Carbonara Fettuccine RM15
This is like a shocking in your face brute Metallica songs, excellent when driving really fast

Moving on,... the food. First came the Meatball Carbonara Fettuccine. Normally carbonara sauce is a cream sauce, it should contain a small amount of cheese. But this version has a full blown thick creamy artery-clogging 90% cheese sauce. The dish is not timid nor scared with flavours. This is not the faint hearted. You need to be a cheese worshiper and a heavy duty glut with arteries made of stainless-steel to be able to finish the whole plate alone! The meatballs are really meaty and with a size of teenage boy's fists it is impossible to swallow it whole. It is cheesy and meaty but indeed very nyummy.

This is not for the cultured fine diners with subtle palate, that appreciates the presentation more than the taste of the food! This is meant for those who loves to eat and not afraid to admit it. Calories off the charts but with favour that stop your heart from beating! PERIOD.

Oh yeah, note to self, bring some asprin next time just in case of an impending heart attack.

Olive Garlic Seafood Pasta (Normal) RM15 or RM20 not sure
This one is a beautifully Delibes' Flower Duet sang by Dessay&Maurus from the opera Lakme

After my sort of sensitive tastebuds been pleasantly shocked by the first dish, then came the Olive Garlic Seafood Pasta. This dish is on the opposite end of the taste scale. It is lightly seasoned to pay special emphasis on the freshness of the abundant seafood on the plate. I thought green peace would shreeck in disgust for half of the ocean's content been scoped out and serve on this very plate! Activies aside, the prawns, squid, piece of white fish (jenak/kurau/merah) and some shell fish are cooked just right. Nothing is chewy nor rubbery. I think these are real fresh seafood that has not seen sub-zero temperatures. The prawns are so freaking juicy, it pops like a balloon filled with a tasty lightly salted seafood stock. Belissimo.

P/S : I went there again the very next day at 7pm. Ordered the very same things, I wanted to check the quality and portion control and i am happy to report it is still Ab-FAB! Ok i have banned myself from coming here again this month. Opss... Next weekend is already May!? Yippy... you'll know where i'll be! Ok my blog is officially 'sawang-less'.

Labels:

About me

  • I'm AdamIsmadi
  • From KL, Malaysia
  • 3°10'30.83"N
  • 101°43'59.24"E
  • Just a non-complicated kinda guy trying to keep it simple but can be a bit of a control freak too at times. Sometimes just like things done my way and am not afraid to speak my mind. Also somewhat of a geek when comes to technical matters.
  • adamismadi(@)gmail(.)com
My complete profile